{"id":11425,"date":"2021-03-14T21:00:52","date_gmt":"2021-03-14T17:35:08","guid":{"rendered":"https:\/\/kartaban.com\/?p=11425"},"modified":"2025-10-02T13:31:02","modified_gmt":"2025-10-02T10:01:02","slug":"how-to-retire-from-social-security-and-when-is-the-best-time-to-retire","status":"publish","type":"post","link":"https:\/\/kartaban.com\/blog\/retirement\/how-to-retire-from-social-security-and-when-is-the-best-time-to-retire\/","title":{"rendered":"\u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0628\u062f\u0647\u06cc\u0645\u061f"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-\u0646\u062d\u0648\u0647-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc-\u0648-\u0628\u0647\u062a\u0631\u06cc\u0646-\u0632\u0645\u0627\u0646-\u0628\u0631\u0627\u06cc-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc\">\u0634\u0631\u0627\u06cc\u0637 \u0648 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https:\/\/kartaban.com\/blog\/wp-content\/uploads\/2023\/11\/\u0628\u0646\u0631-1-2-300x177.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/a><figcaption class=\"wp-element-caption\">\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0648 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u0627\u06cc\u0646\u06a9\u0647 \u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0628\u062f\u0647\u06cc\u0645 \u062a\u0627 \u0645\u0633\u062a\u0645\u0631\u06cc \u0628\u06cc\u0634\u062a\u0631\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u06a9\u0646\u06cc\u0645 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0645\u062e\u062a\u0644\u0641\u06cc 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\u0628\u0631\u0627\u06cc \u062f\u0631\u06a9 \u0628\u0647\u062a\u0631 \u067e\u0627\u0633\u062e \u0627\u06cc\u0646 \u0633\u0648\u0627\u0644\u0627\u062a \u0627\u0628\u062a\u062f\u0627 \u0628\u0627\u06cc\u062f \u0628\u0627 \u0645\u0642\u0631\u0631\u0627\u062a \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0622\u0634\u0646\u0627 \u0628\u0627\u0634\u06cc\u0645 \u06a9\u0647 \u062f\u0631 \u0627\u0628\u062a\u062f\u0627 \u0628\u0647 \u0637\u0648\u0631 \u062e\u0644\u0627\u0635\u0647 \u0628\u0647 \u0622\u0646\u0647\u0627 \u0627\u0634\u0627\u0631\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 ez-toc-wrap-right counter-hierarchy ez-toc-counter-rtl ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u062a\u063a\u06cc\u06cc\u0631 \u0648\u0636\u0639\u06cc\u062a \u0641\u0647\u0631\u0633\u062a \u0645\u0637\u0627\u0644\u0628\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #0999b7;color:#0999b7\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #0999b7;color:#0999b7\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 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href=\"https:\/\/kartaban.com\/blog\/retirement\/how-to-retire-from-social-security-and-when-is-the-best-time-to-retire\/#%D8%A8%D9%87%D8%AA%D8%B1%DB%8C%D9%86_%D9%85%D8%A7%D9%87_%D9%88_%D8%B2%D9%85%D8%A7%D9%86_%D8%A8%D8%B1%D8%A7%DB%8C_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\" >\u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0627\u0647 \u0648 \u0632\u0645\u0627\u0646 \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646&hellip;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/kartaban.com\/blog\/retirement\/how-to-retire-from-social-security-and-when-is-the-best-time-to-retire\/#%D8%AA%D8%A3%D8%AB%DB%8C%D8%B1_%D8%B3%D9%86_%D8%A8%DB%8C%D9%85%D9%87%E2%80%8C%D8%B4%D8%AF%D9%87_%D8%AF%D8%B1_%D9%82%D8%A7%D9%86%D9%88%D9%86_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\" >\u062a\u0623\u062b\u06cc\u0631 \u0633\u0646 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u062f\u0631 \u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646&hellip;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/kartaban.com\/blog\/retirement\/how-to-retire-from-social-security-and-when-is-the-best-time-to-retire\/#%D9%82%D9%88%D8%A7%D9%86%DB%8C%D9%86_%D9%85%D8%B1%D8%AA%D8%A8%D8%B7_%D8%A8%D8%A7_%D8%A8%D9%87%D8%AA%D8%B1%DB%8C%D9%86_%D8%B2%D9%85%D8%A7%D9%86_%D8%AF%D8%B1%D8%AE%D9%88%D8%A7%D8%B3%D8%AA_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C\" >\u0642\u0648\u0627\u0646\u06cc\u0646 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/kartaban.com\/blog\/retirement\/how-to-retire-from-social-security-and-when-is-the-best-time-to-retire\/#%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA_%D9%85%D8%AA%D8%AF%D8%A7%D9%88%D9%84_%D8%AF%D8%B1_%D9%85%D9%88%D8%B1%D8%AF_%D8%A8%D9%87%D8%AA%D8%B1%DB%8C%D9%86_%D8%B2%D9%85%D8%A7%D9%86_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\" >\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631 \u0645\u0648\u0631\u062f \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc&hellip;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/kartaban.com\/blog\/retirement\/how-to-retire-from-social-security-and-when-is-the-best-time-to-retire\/#%D9%85%D8%AA%D9%86_%D9%85%D8%A7%D8%AF%D9%87_76_%D9%82%D8%A7%D9%86%D9%88%D9%86_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C_%D9%88_%D9%82%D8%A7%D9%86%D9%88%D9%86_%D8%A7%D8%B5%D9%84%D8%A7%D8%AD%DB%8C_%D8%A2%D9%86\" >\u0645\u062a\u0646 \u0645\u0627\u062f\u0647 76 \u0642\u0627\u0646\u0648\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0648&hellip;<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"wp-block-heading\" id=\"h-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-\u0686\u06cc\u0633\u062a\"><span class=\"ez-toc-section\" id=\"%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C_%DA%86%DB%8C%D8%B3%D8%AA%D8%9F\"><\/span>\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0686\u06cc\u0633\u062a\u061f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 \u062f\u0631 \u0645\u062d\u06cc\u0637\u200c\u0647\u0627\u06cc \u06a9\u0627\u0631\u06cc \u0645\u0634\u063a\u0648\u0644 \u0628\u0647 \u0641\u0639\u0627\u0644\u06cc\u062a \u0647\u0633\u062a\u0646\u062f \u0628\u0639\u062f \u0627\u0632 \u06af\u0630\u0634\u062a\u0646 \u0633\u0646\u0648\u0627\u062a \u06a9\u0627\u0631\u06cc \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b 20 \u062a\u0627 30 \u0633\u0627\u0644 \u0627\u0633\u062a \u0645\u0637\u0627\u0628\u0642 \u0642\u0627\u0646\u0648\u0646 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id=\"%D8%AA%D8%A3%D8%AB%DB%8C%D8%B1_%D8%B3%D9%86_%D8%A8%DB%8C%D9%85%D9%87%E2%80%8C%D8%B4%D8%AF%D9%87_%D8%AF%D8%B1_%D9%82%D8%A7%D9%86%D9%88%D9%86_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\"><\/span>\u062a\u0623\u062b\u06cc\u0631 \u0633\u0646 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u062f\u0631 \u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0633\u0646 \u0648 \u0633\u0646\u0648\u0627\u062a \u06a9\u0627\u0631\u06cc \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u0627\u0632 \u0645\u0647\u0645\u200c\u062a\u0631\u06cc\u0646 \u0639\u0648\u0627\u0645\u0644 \u062f\u0631 \u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0633\u0627\u0632\u0645\u0627\u0646 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class=\"wp-block-paragraph\"><strong>\u0646\u06a9\u062a\u0647: \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u06af\u0627\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0627 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0633\u0646 60 \u0633\u0627\u0644\u06af\u06cc \u0628\u0631\u0627\u06cc \u0645\u0631\u062f\u0627\u0646 \u0648 55 \u0633\u0627\u0644\u06af\u06cc \u0628\u0631\u0627\u06cc \u0632\u0646\u0627\u0646 \u0648 \u062f\u0627\u0634\u062a\u0646 20 \u0633\u0627\u0644 \u0633\u0627\u0628\u0642\u0647 \u0628\u06cc\u0645\u0647\u060c \u0628\u0627 \u062d\u0642\u0648\u0642 \u0648 \u0645\u0633\u062a\u0645\u0631\u06cc \u06a9\u0627\u0645\u0644 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u0647 \u0634\u0648\u0646\u062f.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0642\u0648\u0627\u0646\u06cc\u0646-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc-\u0633\u0627\u0632\u0645\u0627\u0646-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc\"><span class=\"ez-toc-section\" id=\"%D9%82%D9%88%D8%A7%D9%86%DB%8C%D9%86_%D9%85%D8%B1%D8%AA%D8%A8%D8%B7_%D8%A8%D8%A7_%D8%A8%D9%87%D8%AA%D8%B1%DB%8C%D9%86_%D8%B2%D9%85%D8%A7%D9%86_%D8%AF%D8%B1%D8%AE%D9%88%D8%A7%D8%B3%D8%AA_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C\"><\/span>\u0642\u0648\u0627\u0646\u06cc\u0646 \u0645\u0631\u062a\u0628\u0637 \u0628\u0627 \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u0647\u0645\u0647-\u0686\u06cc\u0632-\u062f\u0631-\u0645\u0627\u062f\u0647-76-\u0642\u0627\u0646\u0648\u0646-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc\">\u0645\u0627\u062f\u0647 76 \u0642\u0627\u0646\u0648\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u062d\u0648\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0647 \u0637\u0648\u0631 \u06a9\u0644\u06cc \u0645\u0648\u0636\u0648\u0639 \u0627\u06cc\u0646 \u0645\u0627\u062f\u0647 \u0627\u0632 \u0642\u0627\u0646\u0648\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0627\u0633\u062a. \u0637\u0628\u0642 \u0627\u06cc\u0646 \u0645\u0627\u062f\u0647 \u0628\u0647 \u0635\u0648\u0631\u062a \u0645\u0639\u0645\u0648\u0644 \u0647\u0631 \u0641\u0631\u062f \u062a\u062d\u062a \u067e\u0648\u0634\u0634 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nofollow\">\u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u0642\u0631\u0631\u0627\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0632\u0646\u0627\u0646 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0642\u0648\u0627\u0646\u06cc\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/a> \u0634\u0631\u0627\u06cc\u0637 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0632\u0646\u0627\u0646 \u0646\u06cc\u0632 \u0627\u0631\u0627\u0626\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\u062a\u0628\u0635\u0631\u06471-\u0627\u0632-\u0645\u0627\u062f\u0647-76-\u0642\u0627\u0646\u0648\u0646\"><strong>\u062a\u0628\u0635\u0631\u06471<\/strong> \u0627\u0632 \u0645\u0627\u062f\u0647 76 \u0642\u0627\u0646\u0648\u0646<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0627\u0641\u0631\u0627\u062f\u06cc \u06a9\u0647 30 \u0633\u0627\u0644 \u062d\u0642 \u0628\u06cc\u0645\u0647 \u067e\u0631\u062f\u0627\u062e\u062a 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id=\"h-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u0647-\u06a9\u0631\u062f\u0646-\u06a9\u0627\u0631\u06af\u0631\u0627\u0646-\u0648-\u06a9\u0627\u0631\u06a9\u0646\u0627\u0646-\u0628\u0627-\u062f\u0631\u062e\u0648\u0627\u0633\u062a-\u06a9\u0627\u0631\u0641\u0631\u0645\u0627-\u062f\u0631-\u0645\u0627\u062f\u0647-78-\u0642\u0627\u0646\u0648\u0646-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc\">\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u0647 \u06a9\u0631\u062f\u0646 \u06a9\u0627\u0631\u06af\u0631\u0627\u0646 \u0648 \u06a9\u0627\u0631\u06a9\u0646\u0627\u0646 \u0628\u0627 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u06a9\u0627\u0631\u0641\u0631\u0645\u0627 \u062f\u0631 \u0645\u0627\u062f\u0647 78 \u0642\u0627\u0646\u0648\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0646\u062d\u0648\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0645\u0634\u0627\u063a\u0644 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id=\"h-\u0642\u0627\u0646\u0648\u0646-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc-\u0633\u0627\u0632\u0645\u0627\u0646-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc-\u0628\u0631\u0627\u06cc-\u062c\u0627\u0646\u0628\u0627\u0632\u0627\u0646-\u0648-\u0622\u0632\u0627\u062f\u06af\u0627\u0646\">\u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc \u0628\u0631\u0627\u06cc \u062c\u0627\u0646\u0628\u0627\u0632\u0627\u0646 \u0648 \u0622\u0632\u0627\u062f\u06af\u0627\u0646<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0633\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u06cc\u06a9\u06cc \u0627\u0632 \u0634\u0631\u0627\u06cc\u0637 \u0645\u0647\u0645 \u0646\u062d\u0648\u0647 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0628\u0631\u0627\u06cc 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id=\"h-\u0642\u0627\u0646\u0648\u0646-\u0628\u0648\u062f\u062c\u0647-\u0633\u0627\u0644-86-\u062a\u0627-91-\u062f\u0631\u0628\u0627\u0631\u0647-\u0642\u0627\u0646\u0648\u0646-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc\">\u0642\u0627\u0646\u0648\u0646 \u0628\u0648\u062f\u062c\u0647 \u0633\u0627\u0644 86 \u062a\u0627 91 \u062f\u0631\u0628\u0627\u0631\u0647 \u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0628\u0647 \u0645\u0648\u062c\u0628 \u0627\u06cc\u0646 \u0642\u0627\u0646\u0648\u0646 \u0634\u0631\u0627\u06cc\u0637\u06cc \u0627\u06cc\u062c\u0627\u062f \u0634\u062f\u0647 \u0627\u0633\u062a \u062a\u0627 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u0628\u0627 \u0633\u0648\u0627\u0628\u0642 \u06a9\u0645\u062a\u0631 \u0627\u0632 20 \u0633\u0627\u0644 \u0646\u06cc\u0632 \u0628\u062a\u0648\u0627\u0646\u062f \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u0647 \u0634\u0648\u062f. \u062f\u0631 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id=\"h-\u0645\u0627\u062f\u0647111-\u0642\u0627\u0646\u0648\u0646-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc-\u0633\u0627\u0632\u0645\u0627\u0646-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc\">\u0645\u0627\u062f\u0647111 \u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0633\u0627\u0632\u0645\u0627\u0646 \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc <\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u0642\u0628\u0644\u0627\u064b \u0628\u0647 \u0645\u0627\u062f\u0647 76 \u0642\u0627\u0646\u0648\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0627\u0634\u0627\u0631\u0647 \u06a9\u0631\u062f\u06cc\u0645 \u0648 \u06af\u0641\u062a\u06cc\u0645 \u06a9\u0647 \u0645\u0637\u0627\u0628\u0642 \u0622\u0646 \u0628\u06cc\u0645\u0647\u200c\u0634\u062f\u0647 \u0628\u0627 \u0631\u0633\u06cc\u062f\u0646 \u0628\u0647 \u0633\u0646 60 \u0633\u0627\u0644\u06af\u06cc \u0648 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\u0645\u0642\u0627\u0644\u0647 <a href=\"https:\/\/kartaban.com\/blog\/retirement\/3-examples-for-online-training-on-how-to-calculate-social-security-pensions\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u06f3 \u0645\u062b\u0627\u0644 \u0628\u0631\u0627\u06cc \u0622\u0645\u0648\u0632\u0634 \u0622\u0646\u0644\u0627\u06cc\u0646 \u0645\u062d\u0627\u0633\u0628\u0647 \u062d\u0642\u0648\u0642 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<\/a> \u0631\u0627 \u0645\u0637\u0627\u0644\u0639\u0647 \u0646\u0645\u0627\u06cc\u06cc\u062f. \u0628\u0627 \u0627\u0631\u0627\u0639\u0647 \u0645\u062b\u0627\u0644 \u062a\u0648\u0636\u06cc\u062d \u062f\u0627\u062f\u0647 \u0634\u062f\u0647 \u0627\u0633\u062a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-\u0633\u0648\u0627\u0644\u0627\u062a-\u0645\u062a\u062f\u0627\u0648\u0644-\u062f\u0631-\u0645\u0648\u0631\u062f-\u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc-\u062a\u0627\u0645\u06cc\u0646-\u0627\u062c\u062a\u0645\u0627\u0639\u06cc\"><span class=\"ez-toc-section\" id=\"%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA_%D9%85%D8%AA%D8%AF%D8%A7%D9%88%D9%84_%D8%AF%D8%B1_%D9%85%D9%88%D8%B1%D8%AF_%D8%A8%D9%87%D8%AA%D8%B1%DB%8C%D9%86_%D8%B2%D9%85%D8%A7%D9%86_%D8%A8%D8%A7%D8%B2%D9%86%D8%B4%D8%B3%D8%AA%DA%AF%DB%8C_%D8%AA%D8%A7%D9%85%DB%8C%D9%86_%D8%A7%D8%AC%D8%AA%D9%85%D8%A7%D8%B9%DB%8C\"><\/span>\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644 \u062f\u0631 \u0645\u0648\u0631\u062f \u0628\u0647\u062a\u0631\u06cc\u0646 \u0632\u0645\u0627\u0646 \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u06cc<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0686\u0647 \u0632\u0645\u0627\u0646\u06cc \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0628\u062f\u0647\u06cc\u0645\u061f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0647\u0645\u0647 \u0628\u06cc\u0645\u0647 \u0634\u062f\u06af\u0627\u0646 \u0645\u06cc \u062a\u0648\u0627\u0646\u0646\u062f \u067e\u0633 \u0627\u0632 \u062a\u06a9\u0645\u06cc\u0644 \u0633\u0648\u0627\u0628\u0642 \u0648 \u0633\u0646 \u0645\u0648\u0631\u062f \u0646\u06cc\u0627\u0632 \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u0628\u062f\u0647\u0646\u062f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0628\u0647\u062a\u0631\u06cc\u0646 \u0645\u0627\u0647 \u0628\u0631\u0627\u06cc \u0628\u0627\u0632\u0646\u0634\u0633\u062a\u06af\u06cc \u062a\u0627\u0645\u06cc\u0646 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